e-File Income tax return For Salaried In AY 2014-15 – Step By Step Procedure

வருமான வரி படிவத்தில் குழப்பமா? இத படிங்க போதும்..


வருமான வரி படிவத்தில் குழப்பமா? இத படிங்க போதும்..
e-Filing income tax return is very easy for salaried individual. If you still did not try it or you avoid technology, give e-return a try. Within 15 minutes you will be able to file income tax e-return online. Now ther eis no need to send even ITR-V. Through the online efiling procedure not only you will save 300-1000 rupees, but also you need not to share your earnings details with anyone. Also you will get your income tax refund quickly.
Since July 2015, the income tax department has made the whole efiling process easier. Now the filing has really become online. After the Adhar everification the return filing procedure has become a breeze.Let us seehow to e-file income tax for salaried individual.
e-Filing ITR-1 Procedure of AY 2015-16
e-Filing ITR-2 is Not A Big Deal
Step To Efile Income Tax Return
Income Tax E-filing Flow
‘Register’ or ‘Log in’ Income tax India  efiling Portal-
To efile your income tax return there is a separate website other than the www.Incometaxindia.gov.in. This website is www.incometaxindiaefiling.gov.in. Visit this website.
If You are filing your return first time you must register with your PAN number. It is a one time process, don’t hesitate it as easy as opening a facebook account.
Handling A Unique Situation
If you have filed your return earlier through chartered accountant, he might registered you. In this case you will not be able to register yourself as your CA has already used your PAN as user ID.  So just dial to your CA and ask the password. If for any reason you can’t get password, use the ‘forgot password‘ option. You will seen another link to efile login through using netbanking. It is easier method of login on efiling portal. However, you must be using the netbanking.
 Login at efiliing portal

How To Reset Your Password
Remember your PAN is the user ID. It will give you three modes to reset your password.
i.            In the first case you have to answer the secret question. This one is the easiest one, but if the CA has set it, you will not be able to answer.
ii.            The second mode is  the digital signature, most  of the  people don’t have this (it is costly to maintain one).
iii.            In the third option you have to go through the OTP process.
i.            After choosing the third option, you can ask the OTP to your registered email and mobile number.
ii.            If someone else (read CA) has given email ID and mobile number, you can give the new email and mobile number to get the OTP. However, you have to go through another authentication process. You will get three methods to authenticate yourself.
i.            The TAN of income tax deductor. It should be your employer. You can get its TAN from form 16 and form 16A.
ii.            You can also give the challan details of taxes paid.
iii.            You can also authenticate by entering bank account number.
Reset efiling Password
In my old office almost everyone who has used the service of CA went through the password reset process. Because, CA has not given the password. He has given his email address in the accounts of clients. Also, he did not give bank account numbers in the previous return. He has done everything to stonewall his clients if they try to file their return themselves. Earlier CA used to give his address on the returns. So that they can again ask some cut from the refund.
However income tax department curbed the arbitrariness of CAs. The income tax department has set limit for email ID and mobile number to be used in different accounts. Now CA will be forced to give your mobile number and email ID while filing the return. This will mean that you will get keys in your hand.
But if you can’t get your details for any reason, don’t worry, there is an easier alternative. Mail your details to income tax department stating your inability to log in. They will send you the new password however it will take  2-3 days.
During the helping to my colleague’s returns, I found that log in is the  biggest deterrent of this procedure.  But again this is one time problem. Once you get a password, there will not be looking back.
How To e-File Income Tax e-Return
Reset efiling Password
After Log in you can see your own page where you can file your return online, see your previous returns, and change your personal details. I advise to check your personal details first. If CA has created your account, it is  a must. Specially check your mobile number and email address.
Now lets go ahead to e-file the income tax return. Look at left hand upper corner of the page, there is a link for quick filing. Go through this link now, within ten minutes your efiling will be complete.

You should have these documents or details before proceeding
·         Form 16
·         Other income details
·         All Bank account numbers
·         IFSC codes
·         Personal details
Now, click on the quick e-File ITR link.
online income tax return
·         Choose ITR-1 if you have salary income.
·         In most of the cases assessment year would be the current financial year.  If you are filing late return for one year earlier,  choose the previous year as assessment year.
·         There will be three options address. If your address has not been changed recently, click on
·         for second option. You will get the opportunity to verify and rectify this.
·         Most of the people don’t have digital signature, then choose ‘NO’
Fill Personal Details
After submitting you will see ITR-1 form. In this form most of your  personal detail  would be already there. You have to  only fill Sex, Country, email address, and mobile number. If your address has changed then change the address also.
Income Tax Efiling Status
In the next step of online income tax efiling you need to tell about your filing status.

·         A18-  Private company employee should choose ‘Other’ in ‘Employer Category’ column.
·         A19 – You can leave the tax status column, as it will change according to its calculation.
·         A20- Those people who were more than 180 days in India during the  last financial year should choose the Resident option in residential status column.
·         A21- If you are filing your return before the last date, select ‘Before the due date’ else ‘After the due date’. You can file the income tax return after the date but there are many potential problems as well.
·         In most cases, your return should be original unless you are filing revised return for the same financial year.
·         If you are filing revised return, you should give additional information about the previous return.
 Efiling incometax return Free

Give Income Details
After efilling the first page don’t forget to save the draft. On the next page you have to fill the income details and tax saving deductions. So keep yourform-16 handy. Keep in mind that for filing income tax return your ‘income from salary’ is not the gross income. In Form 16 it must be under column ‘Income Chargeable Under The Head ‘Salaries’. Take that figure from form 16.
Also Read: Latest Income Tax Slab  Rate
 efiling INcome tax return India

If you are earning from house property or bank deposit (interest more than 10,000) then you have to fill this as well. For  these other income tax should be already paid.  If not, deposit the tax online and get the details. You should give those details with the return.
Now you have to give details of expense or investment which are eligible for tax deductions. If you have declared all the details to your employer correctly, you should not worry, it will be on Form-16. Take the figures from form-16 and fill the return.
Tax Saving Investment/Expense Details
In this section of income tax efiling you have to fill the details of your tax saving investments. There are many tax saving options. I assume that you must have chosen some from 10 best tax saving option. Add them up and fill the total of 80C investment in one column. These 80C investment may be

·         Investment in PPF account
·         Investment In ELSS
·         Insurance premium
·         EPF deduction
·         Tax saving FD
·         Tuition Fees

There are some more tax saving option also. Health insurance is out of the 80C. You should fill it in column of 80D.
e-file Income Tax Return India
Taxes Paid Details
After filling your income details and deductions now you should give the information about the tax deducted at source and advance tax if any. On this page there are three sections, but if you have only salary income and TDS has been deducted for same, you have to worry about the first section only.
In the SCH TDS 1, You have to fill the income and tax paid detail by the employer (s). If you switched the job in during financial year and got two FORM 16, Add another row for the second one. You can create as much rows as you have form 16.
This section may be pre-filled as tax department knows how much tax have you paid and what was the declared income. If the pre-filled value matches with your tax paid detail you can leave it untouched, else you should fill the income and tax paid details according to your form 16.
In the first column fill the TAN of employer.  In your form-16 there must be the TAN number of the employer. Also check the correct name of the employer in the form-16.
Again, you have to fill taxable salary for the year in third column. It should be the same as column B1. Form 16 has the details of TDS in first page. Companies normally submits TDS every quarter, so there should be 4 entry of TDS. You have to give the total TDS.
 income tax return efiling

If you have any other income and tax has been deducted before the payment, give details in the second section. Tax deductor should give you these details as your company gives in form-16. In case you have submitted some tax yourself (for property income or interest income) then fill the third section. After this page you are almost done.
Tax Payable/Refund Status
On the next page you can see your tax details. If you are eligible for any tax refund it will be there before Refund column. It is also possible that your company have deducted less tax for any reason then there will be tax payable amount. In this case you have to pay your remaining tax first and then e-file income tax return meanwhile save your filled form as draft.Ideally, there should be zero in tax payable and refund column. 
 efile income tax return
Bank Account Details
In the next section you have to give your bank account details. If you have any refund then these details become very important for speedy reimbursement. You have to also give IFSC code. Cheque leaf contains IFSC code. You can also  get if from here. Now submit it, but don’t forget to take printout of ITR-V. Sign in  the ITR-V and send it CPC Banglore. Full address will be in the ITR-V. Send ITR-V only by simple post.
With this your online income tax return efiling is complete. First timer may take some time to understand and fill it, but in later years it will be definitely a cakewalk.
If you made any mistake, file revised return again. The process of revised return is similar, only you need to choose revised return in desired column. You should also give the acknowledgment number of the original return.


வருமான வரித்துறை வருமான வரி தாக்கலை எளிமையாக்கவும்மேம்படுத்தவும் பழைய படிவங்களை நீக்கிவிட்டு இந்த ஆண்டிற்கான புதிய படிவங்களை வெளியிட்டுள்ளதுஇதனால் நீங்கள் 2014-15 நிதியாண்டுக்கானவருமான வரி தாக்கலை மிகவும் எளிமையான முறையில் செய்ய முடியும்இப்புதிய படிவங்களில் சில புதியஇணைப்புகள் மற்றும் திருத்தங்கள் செய்யப்பட்டுள்ளனபடிவங்களில் செய்யப்பட்டுள்ள மாற்றங்கள் சிலசந்தர்ப்பங்களில் எளிமையாகவும்மற்ற சந்தர்ப்பங்களில் சிக்கலாகவும் உள்ளன.


2014-15 நிதியாண்டிக்கான வருமான வரி தாக்கல் செய்யும் போதுதனிநபர்களின் வெவ்வேறு படிவங்களை நிரப்பவேண்டும் என்பதைக் கவனிக்க.
வருமான வரி படிவத்தில் குழப்பமா? இத படிங்க போதும்..

படிவம் .டி.ஆர். I

இது சஹாஜ் படிவம் என்றும் அழைக்கப்படுகிறது மற்றும் இது தனிநபருக்கானதுஇரண்டாவதாக மனதில் கொள்ளவேண்டியதுசம்பளம் மட்டுமே கொண்ட நபர்கள் இதனைப் பயன்படுத்த முடியும்எனவே நீங்கள் வணிகம்மூலமாக வருமானம் பெறுபவர் என்றால் உங்களால் இந்தப் படிவத்தை பயன்படுத்த இயலாதுஎனினும் படிவம்.டி.ஆர். 1 ல் வட்டி வருமானம் குறிப்பிடப்பட்டுள்ளதுமேலும் விவசாய வருமானம் ரூபாய் 5000 க்கு மேல்இருக்கக் கூடாது.

படிவம் .டி.ஆர் 2

 படிவம் .டி.ஆர் 2, படிவம் .டி.ஆர் 1 ல் இருந்து சற்று மாறுபட்டதுமூலதன ஆதாய வருமானம் கொண்டவர்கள்இதனை நிரப்ப வேண்டும்எனவே நீங்கள் வருமானம் மற்றும் மூலதன ஆதாய வருமானம் பெறுபவர் என்றால்நீங்கள் இந்தப் படிவத்தை நிரப்ப வேண்டும்இந்தப் படிவம் தனி நபர் மற்றும்ரூபாய் 5000-க்கு கீழ் விவசாயவருமானம் பெறுபவர்களுக்கானதுஇந்தப் படிவமும் தனிநபரால் மட்டுமே பயன்படுத்த முடியும்.

 படிவம் .டி.ஆர் 4எஸ்

 வருமான வரி படிவத்தில் குழப்பமா? இத படிங்க போதும்..
முந்தைய இரண்டு படிவங்கள் சம்பளம் மற்றும் மூலதன ஆதாயங்கள் கொண்ட தனிநபர்கள் மட்டுமே பயன்படுத்தமுடியும் என்ற வேளையில்இந்தப் படிவம் வர்த்தக வருமானம் கொண்ட நபர்களால் நிரப்பப்பட வேண்டும்இதன்பொருள் விவசாய வருமானம்மூலதன வருமானம் முதலியவற்றைக் குறிப்பிட முடியாதுமேலும் வருமான வரிபடிவங்களை தாக்கல் செய்யும் போது கவனிக்க வேண்டிய முக்கியமான விஷயங்கள்முன் இருந்த படிவங்களில்வெளிநாட்டுப் பயணங்கள் மேற்கொள்ளப்பட்டவை குறிப்பிடப்பட்டிருக்கும்ஆனால் இதில் அவ்வாறு இல்லை.எனினும் வங்கி விபரங்கள் குறித்த சில தொடர்புகள் இணைக்கப்பட வேண்டும் உதாரணமாகநீங்கள் பயன்படுத்தும்வங்கி கணக்கின் .எஃப்.எஸ்.சிஎண்ணைக் குறிப்பிட வேண்டும்உங்கள் வங்கிக் கணக்கு கடந்த மூன்றுஆண்டுகளில் எந்தப் பரிமாற்றமும் செய்யப்படாமல் செயலற்றுக் கிடந்தால் அதனைத் தவிர்க்கவும்புதியபடிவங்களில் .எஃப்.எஸ்.சிஎண் உள்ளதுஉங்கள் கணக்கில் வரவு பெறுவதற்காக இந்த எண்குறிப்பிடப்பட்டுள்ளதுவருமான வரி படிவம் நிரப்பும் போது நீங்கள் உங்கள் ஆதார் எண்ணையும் குறிப்பிடவேண்டும்.



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